To Buy Or Not To Buy . . .

Jube and I have recently visited some houses in our area. We are currently renting a house for a very reasonable rate (from a family member), so we've been able to save up some money. (You might remember we bought a car in November; we've also bought tickets for France, Guatemala, and Las Vegas this summer, and we've still been able to put money in our savings account, if that tells you how little we've been paying in rent.) Then recently, I noticed a nice house for sale in our neighborhood. The real estate market has been very bad in the US for home owners... but that makes it a "buyer's market," right? And interest rates are super low, right?

So, yes, we've visited houses and gotten pre-qualified for mortgages. And then when we consider the monthly charges and a 30-year loan, we both get scared. Neither of us are sure about buying a house, but we almost feel obligated to look. We both wish we knew more about the whole process!